*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

    body {
      font-family: 'Segoe UI', Arial, sans-serif;
      background: #fff;
      color: #1a1a2e;
      min-height: 100vh;
      display: flex;
      flex-direction: column;
    }

    /* HEADER */
    .gov-header {
      background: #fff;
      border-bottom: 1px solid #e0e0e0;
      padding: 0 32px;
    }
    .gov-header-inner {
      max-width: 1200px;
      margin: 0 auto;
      display: flex;
      align-items: center;
      justify-content: space-between;
      height: 60px;
    }
    .gov-logo {
      display: flex;
      align-items: center;
      gap: 10px;
      text-decoration: none;
    }
    .gov-logo img {
      width: 36px;
      height: 36px;
      object-fit: contain;
    }
    .gov-logo-text {
      font-size: 1.1rem;
      font-weight: 700;
      color: #1a1a2e;
    }
    .lang-link {
      display: flex;
      align-items: center;
      gap: 6px;
      color: #005CA9;
      text-decoration: none;
      font-size: 0.9rem;
      font-weight: 500;
    }
    .lang-link svg {
      width: 18px;
      height: 18px;
    }

    /* MAIN LAYOUT */
    .page-body {
      flex: 1;
      display: flex;
    }

    /* LEFT PANEL */
    .left-panel {
      flex: 0 0 540px;
      max-width: 540px;
      padding: 60px 48px;
      display: flex;
      flex-direction: column;
      justify-content: flex-start;
    }
    .left-panel h1 {
      font-size: 1.55rem;
      font-weight: 700;
      color: #1a1a2e;
      line-height: 1.3;
      margin-bottom: 10px;
    }
    .left-panel .subtitle {
      font-size: 0.95rem;
      color: #555;
      margin-bottom: 28px;
    }

    /* BANK CARD */
    .bank-card {
      display: flex;
      align-items: center;
      gap: 18px;
      border: 1px solid #d0d0d0;
      border-radius: 6px;
      padding: 18px 20px;
      cursor: pointer;
      text-decoration: none;
      color: inherit;
      transition: border-color 0.2s, box-shadow 0.2s;
      background: #fff;
      margin-bottom: 24px;
    }
    .bank-card:hover {
      border-color: #005CA9;
      box-shadow: 0 2px 10px rgba(0,92,169,0.12);
    }
    .bank-card-icon {
      flex-shrink: 0;
      width: 46px;
      height: 46px;
      display: flex;
      align-items: center;
      justify-content: center;
      color: #005CA9;
    }
    .bank-card-icon svg {
      width: 36px;
      height: 36px;
    }
    .bank-card-text {
      flex: 1;
    }
    .bank-card-title {
      font-size: 1rem;
      font-weight: 700;
      color: #1a1a2e;
      margin-bottom: 3px;
    }
    .bank-card-desc {
      font-size: 0.85rem;
      color: #666;
    }
    .bank-card-arrow {
      flex-shrink: 0;
      color: #005CA9;
    }
    .bank-card-arrow svg {
      width: 20px;
      height: 20px;
    }

    /* INFO LINK */
    .info-link {
      display: flex;
      align-items: center;
      gap: 7px;
      color: #005CA9;
      text-decoration: none;
      font-size: 0.9rem;
      font-weight: 500;
    }
    .info-link:hover { text-decoration: underline; }
    .info-link svg { width: 18px; height: 18px; flex-shrink: 0; }

    /* RIGHT PANEL */
    .right-panel {
      flex: 1;
      background: #1a2d4a;
      display: flex;
      flex-direction: column;
      align-items: center;
      justify-content: flex-end;
      overflow: hidden;
      position: relative;
      min-height: 500px;
    }
    .right-panel .phone-img-wrap {
      flex: 1;
      width: 100%;
      display: flex;
      align-items: center;
      justify-content: center;
      padding: 30px 20px 10px;
      position: relative;
    }
    .right-panel .phone-img-wrap img {
      max-height: 320px;
      object-fit: contain;
      border-radius: 12px;
    }
    .mobywatel-logo {
      position: absolute;
      top: 24px;
      right: 32px;
      display: flex;
      align-items: center;
      gap: 8px;
      color: #fff;
      font-size: 1rem;
      font-weight: 700;
    }
    .mobywatel-logo svg { width: 28px; height: 28px; }

    /* MOCK PHONE GRAPHIC */
    .mock-phone {
      width: 180px;
      background: #fff;
      border-radius: 24px;
      padding: 16px 12px;
      box-shadow: 0 8px 40px rgba(0,0,0,0.4);
    }
    .mock-phone-bar {
      height: 6px;
      background: #005CA9;
      border-radius: 3px;
      margin-bottom: 8px;
    }
    .mock-phone-line {
      height: 8px;
      background: #e8e8e8;
      border-radius: 4px;
      margin-bottom: 6px;
    }
    .mock-phone-line.short { width: 60%; }
    .mock-phone-btn {
      margin-top: 12px;
      height: 32px;
      background: #005CA9;
      border-radius: 6px;
      display: flex;
      align-items: center;
      justify-content: center;
      color: #fff;
      font-size: 0.75rem;
      font-weight: 600;
    }
    .mock-phone-btn2 {
      margin-top: 6px;
      height: 32px;
      background: #e8e8e8;
      border-radius: 6px;
    }

    .right-promo {
      padding: 24px 32px 40px;
      text-align: center;
      color: #fff;
    }
    .right-promo h2 {
      font-size: 1.2rem;
      font-weight: 700;
      margin-bottom: 10px;
      line-height: 1.4;
    }
    .right-promo p {
      font-size: 0.85rem;
      opacity: 0.85;
      line-height: 1.6;
      margin-bottom: 18px;
      max-width: 360px;
    }
    .promo-btn {
      display: inline-block;
      background: #fff;
      color: #1a2d4a;
      font-weight: 700;
      font-size: 0.9rem;
      padding: 10px 28px;
      border-radius: 6px;
      text-decoration: none;
      transition: background 0.2s;
    }
    .promo-btn:hover { background: #e8e8e8; }

    /* RESPONSIVE */
    @media (max-width: 900px) {
      .right-panel { display: none; }
      .left-panel { max-width: 100%; padding: 40px 24px; }
    }
    @media (max-width: 480px) {
      .left-panel { padding: 30px 16px; }
      .left-panel h1 { font-size: 1.3rem; }
    }
.mobywatel-logo img{width:28px;height:28px;object-fit:contain}.mock-phone>div:first-child{font-size:.6rem;color:#666;margin-bottom:6px}.mock-phone>div:nth-child(3){font-size:.65rem;font-weight:700;color:#1a2d4a;margin-bottom:4px}.mock-phone>div:nth-child(6){font-size:.6rem;color:#888;margin:6px 0 4px}